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13-Sep-2019 13:32

It’s well known that teachers’ salaries tend to lag behind private sector workers, and even though some districts may offer great benefits, teachers generally have to spend at least as much (if not more) on their higher education credentials than do workers in other sectors who end up making far more money!Accordingly, the Federal Government offers a variety of programs to help reduce your out-of-pocket costs for getting a degree in teaching, or to help you recover the money you’ve already spent on teaching credentials.The Public Service Loan Forgiveness Program offers total student loan forgiveness after making just ten years of qualifying payments on your debt, no matter how much is left, making it one of the best debt relief programs currently available.

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The Air Force College Loan Repayment Program The National Guard Student Loan Forgiveness Program provides up to ,000 in total debt relief assistance, but it also requires an extremely long service commitment (compared to other branches), with benefits only offered to those enlistees who agree to serve for at least six years.

The most important tenet of the program includes setting the maximum monthly loan payment to just 10% discretionary income, allowing those who qualify to find their financial footing by defer portions of their student loan debt payments to a later date.

The Obama student loan forgiveness program also offers total deft forgiveness for all Federally-funded student loans at the 20 year mark, which is a 5 year reduction from the previous forgiveness date, and a welcome relief to those individuals who are being crushed by overwhelming levels of student loan debt.

However, the available debt relief is extremely valuable, with qualifying participants able to receive up to ,000 in student loan debt forgiveness.

Military College Loan Repayment Program is available to pretty much everyone joining one of the major service branches (yes, even Coast Guard enlistees have access to these benefits!Most of these are only available to enlisted personnel (though there are some programs for Officers as well), and the majority of them are also only made available to those who are either joining the service for the first time, or while they’re joining the Reserves.



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A university, college or other provider of an alternative licensure program that receives such a payment must use the money to pay costs associated with its teaching program.… continue reading »


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